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Do You Know What You Own?

Do You Know What You Own?

The average American owns a pretty ridiculous amount of stuff. Many of us have so much that we have to store it in closets, attics, garages, tool sheds, and even rented storage units. If you haven’t gone through your possessions lately to determine what you need or don’t need, there’s no time like the present. […]

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How Does Debt Settlement Really Work?

How Does Debt Settlement Really Work?

Debt settlement is one of those areas of personal finance where what sounds too good to be true almost always is. If you’ve gotten in trouble with credit card debt, there is no “reset” button. Your best option is usually: Cutting unnecessary expenses to free up more money for debt repayment Taking on extra work […]

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Tips for Making Coupons Count

Tips for Making Coupons Count

Last week, we looked at 9 of the reasons why so many people are only occasional coupon users. This week, let’s consider 10 ways you can get more out of couponing (without going to extremes). Try these tips for a month and see if it makes a difference in your household finances. Understand the rules. […]

How to Feng Shui Your Savings Account

How to Feng Shui Your Savings Account

The practice of Feng Shui is often viewed in the Western world as being about interior decorating. But according to the ancient Eastern traditions that form the basis of this art/science, Feng Shui can be applied to anything in your life. This includes all forms of energy – including money. Most of us would like […]

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Financial Planning Tips for Business 3

Financial Planning Tips for Business 3

Are you currently considering how to finance a new business or an expansion of your existing business? A loan is only one way to go. If you have a good business idea and a well written business plan, you could present the kind of opportunity an angel investor is looking for. These individuals or groups […]

What’s Your Ideal Home Improvement Project?

What’s Your Ideal Home Improvement Project?

Do you want to make a change in your house this upcoming year? It’s time to start paring down your list of home improvement projects to find just the right one. You’re investing both time and money – so you want to make sure the results are worth it. Assuming you have your finances sorted […]

Financial Planning Tips for Business 2

Financial Planning Tips for Business 2

Sometimes, the actions you take today don’t bear financial fruit for many years. For example, you could start practicing good planning habits now that will significantly impact the value of your business when you are ready to sell it someday. When that day comes, the prospective owner will want to know exactly what goes into […]

Today’s Financial Planning Tip for Businesses

Today’s Financial Planning Tip for Businesses

Becoming more financially responsible is a lesson you had to learn in running a household. As a new business owner, it’s one you may find yourself learning all over again. Many of the same principles apply for both personal life and business. But financial planning is more complex for your company. For example, standard homeowner’s […]

SBA Makes Loan Refinancing Easier

SBA Makes Loan Refinancing Easier

While the perks of Section 179 may be greatly reduced in 2012, there’s another benefit for small businesses that is just getting geared up. The SBA has made changes to its 2011 refinancing program that went into effect last month and will be available until around the end of September 2012. This program is a […]