1. They find they buy items they would otherwise skip just because they have a coupon
2. They have to buy in bulk in order to use the coupon
3. They forget to use the coupons before they expire
4. The coupons are for locations too far away for convenience
5. They get tired of having to argue with checkers over whether a coupon is valid or stackable (even manufacturer’s coupons can’t necessarily be used at any store and many prohibit doubling and stacking)
6. They have a hard time finding coupons for stuff they would actually use
7. Most coupons are for name brand items that are still more expensive than store brand products
8. The good coupons always seem to come along when their printer is out of ink or they’ve misplaced the scissors
9. The time it takes to find coupons, clip them (or download them), organize them, and figure out if they are really worth using isn’t worth the effort

So, that’s 9 reasons not to use coupons regularly. Next week, we’ll look at ways to make the most out of couponing.

When it comes to shopping for car insurance in Los Angeles, there are a lot of things to consider. A person must think about the type of protection that they want to have on their policies. They also must think about how to get the most amount of coverage for an amount of money that won’t leave them penniless when it’s all said and done. Luckily, there are a few buzz phrases that people in the L.A area can say to any potential insurer that will get them discounts on coverage.

“I have modern safety features on my vehicle”
If you have modern safety features on your vehicles such as automatic seatbelts, daytime running lights, and anti-lock brakes, you are eligible to receive savings on your Los Angeles car insurance bill. All you have to do is notify your provider about these features and they will offer to help you keep more of your cash in your pockets. Insurers love it when their clients take an active role in being safe while driving.

“I drive a low amount of miles in my car”
The second buzz phrase you can use to save money on your next Los Angeles car insurance policy is to tell any potential insurers that you drive a low amount of miles in your car each day. Saying this could qualify you for even more savings on your bill. This would be a great way to save if you work from home, carpool using other people’s vehicles, or if you use public transportation to get to work. It is best to check to see the mileage parameters with each major insurance company to see if your daily mileage fits what they are looking for.

“I’d like to protect other valuable things under a policy as well”
If you own anything else of value that you’d like to protect under an insurance policy, you would be eligible to receive discounts for bundling several policies together. All you have to do is combine your Los Angeles car insurance policy with policies that protect things like your home, life, boat, and even electronics if you are a renter. This is an excellent way to save and it will give you the peace of mind to know that all the things that you really care about are protected.

“I’ve taken a defensive driving course”
Another great way to save some money on your Los Angeles car insurance is to complete a driving training course. All you have to do is contact your insurer to ask them which courses they recommend, take that course, and then provide proof to them that you took it. One catch to this is that you won’t get the discount if taking the course was mandated by a court of law.

“I have a low-risk job”
If you have a low-risk job then you may be eligible to receive a discount on your Los Angeles car insurance policy as well. Occupations like teaching, accounting, and engineering have been proven to have people working in them that have lower vehicle accident rates. Be sure to check with insurers to see if your job qualifies as low risk.

These buzz phrases and others like them are sure to get you the savings on Los Angeles car insurance that you deserve.